Admissions & Funding

Finance Your Education

Understand your options for Government Scholarships, HELB Loans, and Higher Education Financing (HEF). Navigating your financial future starts here.

Quick access via USSD

USSD code: *642#

Application Window

Government student-financing application windows change. Check the official HEF/HELB portal for the current opening and deadline.

Understanding the Model

Kenya's Student-Centred Funding Model helps eligible students access government scholarships and loans for tertiary and TVET education.

HEF (Higher Education Financing)

The government student-financing portal/framework through which eligible students apply for scholarships and loans. First-time applicants use this unified platform to apply for both scholarships (which you do not repay) and loans (which you do).

Visit HEF Portal

HELB (Higher Education Loans Board)

Provides loans and bursaries to eligible students, including TVET trainees. HELB handles the loan component, subsequent applications for continuing students, disbursement processes, and eventual loan recovery.

Visit HELB Portal

State Department for TVET

Responsible for TVET scholarships within the Student-Centred Funding Model.

How to Apply for Funding

Choose the pathway that matches your situation. Applications happen only on official government channels — MMTVC does not host a funding form.

New trainees

First-Time Application

New trainees apply through the official HEF portal. MMTVC does not host a separate funding application form — use the government portal only.

Channel HEF Portal · First-Time TVET Scholarship and Loan

Create & verify your account

  1. Open the official HEF portal at hef.co.ke
  2. Create your account, then activate it from your email
  3. Sign in with your National ID or KCSE index number
  4. Verify the email address you registered with
  5. Verify your mobile phone number

Complete your profile

  1. Complete your biodata / applicant profile
  2. Add personal, residence, education, institution, and parent details
  3. Upload every required supporting document

Apply for TVET funding

  1. Go to the HELB / loan application section
  2. Select First-Time TVET Scholarship and Loan
  3. Review and accept data consent
  4. Accept the terms and conditions
  5. Add guarantor and payment details if asked

Submit & track

  1. Submit your application
  2. Track your application status on the portal

Continuing trainees

Second & Subsequent Application

Continuing students who previously received government scholarship and/or loan funding can apply for subsequent funding when the next application window opens.

Channel HELB App or USSD *642#

Loans Certificate/Diploma TVET Second and Subsequent Scholarship and Loan

Open the application

  1. Open the HELB Mobile App, or dial USSD *642#
  2. Follow: Loans → Certificate/Diploma → TVET Second and Subsequent Scholarship and Loan

Complete guidance & questions

  1. Read the short application tutorial
  2. Read the financial literacy guide
  3. Answer all application questions carefully

Confirm & finish

  1. Choose a payment option if the portal asks for one
  2. Review your full application before you continue
  3. Submit your subsequent funding application
  4. Save your confirmation / serial number for follow-up

First-Time Requirements

Gather these documents before you start. Use “where applicable” items according to your circumstances — requirements can differ.

  • Valid email
  • Valid telephone
  • KCPE index number/year
  • KCSE index number/year
  • Passport photo
  • National ID/Maisha Card where applicable
  • Admission letter
  • Parent information
  • Parent ID information
  • Parent telephone information
  • Birth certificate where applicable
  • Death certificate where applicable
  • Two guarantors' information where applicable
  • Sponsorship letter where applicable
  • Bank/mobile-money details as requested

Paperless Application

Current HEF guidance says first-time applications are paperless and do not require applicants to print and physically submit forms. Retain the PDF or confirmation sent or provided by the system.

Funding and Fees

Government support may not necessarily cover the entire cost of a programme. Any remaining fee balance should be handled according to the official MMTVC fee structure and applicable funding arrangements.

View Fee Structure

Beware of Fraudsters

HELB application services are free.

Do not pay individuals to apply on your behalf or to guarantee funding. Use only official government channels: hef.co.ke, helb.co.ke, or USSD *642#.

Repayment

Scholarships and loans are different. A HELB loan is repayable according to the applicable HELB terms and conditions. Refer to official HELB information for current repayment guidance — do not rely on unofficial summaries of rates or periods.

Official HELB Information

Frequently Asked Questions

Ready to Secure Funding?

Apply for admission to MMTVC, then use official HEF and HELB channels for government student financing.